We specialise in working with people who are generally retired and wish to take steps to both protect what they have now, as well as helping them pass on their wealth in the most tax efficient way, and considering other complexities of Later Life Planning.
We offer a personal wealth management service. We do not provide off-the-shelf (or off-the-web) solutions, but offer you the benefit of a single relationship to meet all your financial needs, whether your priority is to:
- Take steps to mitigate Inheritance Tax liability
- Protect assets against assessment for long-term care needs
- Invest to build or preserve wealth
- Invest to maximise tax efficient income
- Manage Cash and borrowings
Aiming to keep our clients aware of the latest information within the markets is important to us. Examples of how we do this are by producing a Monday Market Bulletin, Quarterly Valuations and The Investor Magazine.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.